Our Blog


 
March 16, 2016

Income to Debt Ratios…

When researching locations to invest in or calculating whether tenants can afford to rent one of my properties, one of the most important factors in this equation is – Income to Debt Ratio.   SO WHAT IS IT?   To work out this ratio you need two things, net income […]
December 1, 2015

Fudging the Figures…

Is it just me, or are you also confused about Auction Clearance Rates? I mean, depending on which article you read, they can vary by more than 30% each week. But why? The answer should make you a little angry… The scary thing when it comes to this supposedly all-important […]
October 13, 2015

Time to Say Goodbye…

There comes a time when as a Buyers Agent we must say goodbye to a location and move on.   That time has come for me in SE QLD. So, when is that tipping point for me?   It’s not that there are not any more deals to be negotiated, […]
September 1, 2015

How will our kids buy a home???

Well, the answer for the majority of those who want their children to live in Sydney or Melbourne, is that they won’t…  Unless you help now!  A few years back, a parental gift of $50k – $100k would suffice, but with Sydney Median house prices now over $1 mill, the […]
August 18, 2015

Why APRA changes will only affect Sydney & Melbourne

Recently APRA made some major changes that affect the Banks and Credit Unions. These changes have forced the banks to make some pretty drastic policy changes immediately. Anybody with an investment loan would have seen their interest rate increase recently, unless of course they had it locked into a fixed […]
July 29, 2015

Bye Bye Boom – wHat happens next?

Sydney and Melbourne are done – I called it all the way back in April. So let’s move on and see what actually happens after an area booms? Firstly, the ridiculous prices paid for properties disappear. That $800k house may achieve $900k in a booming property market due to desperate […]
May 18, 2015

Sydney’s Done – wHere’s next?

I may stand-alone here, but Sydney’s done – there I said it! Normally, locations go flat when they become unaffordable or major infrastructure projects are abandoned but this time it may be at the hands of the banks, the governing bodies and the ATO. Now making a statement like this […]
May 6, 2015

Are We There Yet?

The Sydney real estate market is nothing short of idiotic… So-called experts, along with the media, are hyping up the situation, stating that Sydney is still affordable to the average punter. What a load of bollocks… The median income being around $75,000 does not equate to being able to afford […]

The Story of Todd


 


Todd Hunter began investing in property in 2002. As a mortgage broker and buyers agent, he amassed a portfolio of 50 properties by the age 31.


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